Cargocert.com covers six classes of goods that are described briefly below. Goods not fitting into these categories cannot be covered automatically and a special request must be submitted for approval. For more details please download our commodity terms and conditions PDF, it contains all the specifics in a clear and concise format.
The limit per shipment is $500,000.
Breakables & Fragiles
The limit per shipment is $50,000 in total and $1,000 any one item ($10,000 per item for art pieces).
The limit is $100,000 per shipment and $2,500 per item.
The limit is $250,000 in total and $150,000 per vehicle.
Heavy Vehicles & Equipment
The limit is $500,000 per vehicle and per shipment.
Personal Effects & Household Goods
The limit is $150,000 per shipment and $3,500 per item for appliances, $1,500 per item for general items, and $1,000 per item for breakables. Breakables cannot make up more than 10% of the shipment. For more details click here
Covers goods against all risks of loss that are not specifically excluded. This is the broadest type of insurance and it includes cover for partial damages.
Named Perils - Broad
Covers for losses of whole items / shipping units (not partial damage) for specific named causes of loss. Any type of loss not specifically named is excluded.
Named Perils- Basic
Covers against total losses of entire shipments only for specific named causes of loss. Any type of loss not specifically named is excluded.
Lets get down to the details.
In order to make the process simple and straightforward, we have created a simple coverage comparison table that gives a basic comparison between coverage types. It clearly demonstrates the differences between coverage options and neatly organizes typical risks. Although it does not contain all the details of policy terms, it is the quickest way to decide which coverage type is right for you. Feel free to download the table and we encourage you to spend some time reviewing it before you buy. The more informed you are, the better it is and we want to empower your decision making. In addition, we have made available the full policy language and the commodity specifics in PDF formats. All three are available to you for download anytime.